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Payout API

Money out, on your schedule.

Vendor bills, payroll, refunds and seller settlements leave your system through one signed request. A UTR comes back when it lands; a webhook tells you if it does not.

Request the rate card API reference
Outbound · today Settled₹0
    Webhook endpoint listening
    4
    rails — IMPS, NEFT, RTGS, UPI
    1
    signing model for every call
    24×7
    IMPS, weekends included
    0
    double payouts on a retried request
    01

    Next step

    Ask for the rate card

    Tell us what you pay out and roughly how much. We reply with the rate card and sandbox notes.

    1. Read by a person the same working day.
    2. Rate card and sandbox notes, in writing.
    3. Nothing is switched on until you say so.

    support@litebanking.com

    011-411-86363

    Step 1 of 2 · About you

    Used only to reply to this request.

    02

    Who it is for

    The work it takes off your desk

    Vendor bills

    Clear a stack of invoices and drop each UTR back into your books.

    01

    Payroll

    Pay staff and contractors on the day, without a bank file.

    02

    Refunds

    Return money when you approve it, not on the next cycle.

    03

    Seller settlements

    Pay a marketplace of sellers on a schedule you choose.

    04

    Channel commission

    Disburse commission down a partner tree without a spreadsheet.

    05

    Loan and claim release

    Release an approved amount with an audit line for every rupee.

    06
    03

    Lifecycle

    Every state, named and signed

    1. 01Request

      You send the payout with your own request id.

    2. 02Pending

      The bank has it. Retrying the same id is safe.

    3. 03Success

      A UTR you can hand to the person you paid.

    4. 04Webhook

      Signed callback — including failure and reversal.

    04

    The difference

    What changes when payouts live inside your product

    • A fee that grows with the amount
    • A sandbox that arrives after the contract
    • A failed transfer with no status to show
    • A status you have to go and ask for
    • One fee on a successful payout, quoted for your volume
    • Docs and a sandbox while you are still deciding
    • A webhook for success, failure and reversal
    • A UTR you can hand to the person you paid
    05

    The request

    What your developers actually send

    Request body
    Response
    POST/api/v1/payout/initiate

    Start an IMPS, NEFT, RTGS or UPI payout. The same request id never pays twice.

    POST/api/v1/payout/status

    Read the live state: pending, success, failed or reversed.

    HOOKYour endpoint

    A signed callback when that state changes, so you never poll blind.

    Payout API pricing

    Pricing that follows your daily payouts

    Pick how many payouts you send a day. Each plan includes monthly payout volume — need more? Add extra volume at ₹100 per ₹1 lakh.

    Custom

    Enterprise

    Contact sales

    More than 200 payouts a day, custom monthly volume, and a dedicated rate card.

    How billing works

    1. 1

      Pick your daily payouts. Each plan includes monthly payout volume — need more? Add extra volume at ₹100 per ₹1 lakh.

    2. 2

      Subscribe and we freeze your rates. The plan fee and GST are collected automatically each billing cycle.

    3. 3

      Each successful payout is charged at your frozen slab rate. Monthly volume resets every cycle and unused volume does not carry forward. Top up anytime from your dashboard.

    06

    Questions

    Before you write in

    What does a fixed fee mean?

    You pay an agreed amount for each successful payout, not a slice of the transfer. The amount is set from your volume and mix, and we send it in writing before you go live.

    How long is the integration?

    Most partners are through the sandbox in a few days. You get the REST reference, signed-request samples and a person to write to while you wire it up.

    Which rails can I use?

    IMPS, NEFT, RTGS and UPI. Success comes back with a UTR. Failure and reversal come back on the webhook.

    Can I try it before a commercial conversation?

    Yes. The sandbox accepts the same signed requests as live, with no money moving.

    Do I have to take the white-label portal as well?

    No. The payout API stands on its own. The portal is a separate choice if you also want your own branded partner network.

    UPI collectionCollect first, then settle from the same console. Account verificationCheck the holder name before the payout leaves. API referenceHeaders, signing and every payout endpoint.

    The sandbox is open. The docs are public.

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